Southwest Rapid Rewards Dominates 5th Year Winning Best Loyalty Credit Card

by | May 18, 2022 | 0 comments

And what would any award be these days without recognition of a little bit of plastic (though w/ virtual cards blossoming, maybe even the mention of plastic will be replaced at some point)? The years 2021-2022 proved to be more interesting than ever for loyalty programs as several programs announced that earning elite status via use of your spending power outside of travel was a #thing. As such, we expect this category to gain more impact and more relevance in years to come. But there is little change from the past in this year’s winner—Southwest Airlines Rapid Reward Premier Credit card issued by Chase. When we mention “little change ….”, well, this credit card has won for the fifth consecutive year and eight of the past nine years (in case you are wondering, SPG’s American Express Card interrupted this current streak in 2016). That’s quite a record for Rapid Rewards. But since you’re reading along (DYK>), Diners Club Rewards is the record holder in this category with an astounding nine consecutive years of #best (1998-2006). Avianca LifeMiles Visa claims second place in this category but it’s not a sure lock given that Citi AAdvantage, MGM, and Caesars are all clumped in close enough for a near traffic jam for that #2 spot. And in the *small trivia category, you likely noticed that Mastercard captured both the #4 and the #7 slots in the top ten ratings. And as it is becoming more common to say—may the power of plastic be to all the winners.

Full Voting Results

RankBest Loyalty Credit Card (Americas)Rating
1Southwest Rapid Rewards Premier Credit Card8.54
2Avianca LifeMiles Visa Credit Card8.33
3Citi AAdvantage Platinum Select Card8.30
4MGM Mlife Rewards Mastercard8.30
5Caesars Rewards Visa8.27
6Marriott Bonvoy Boundless Card from Chase8.14
7Free Spirit Travel More Elite Mastercard7.98
8American Express Membership Rewards7.95
9Wyndham Rewards Earner Card7.94
10Capital One Rewards7.77
11AAdvantage Aviator Red Mastercard7.76
12Chase Ultimate Rewards7.44
13Alaska Airlines Visa Signature7.24
14Platinum Delta SkyMiles Credit Card from American Express7.19
15United MileagePlus Explorer Card from Chase7.00
16Diners Club International Club Rewards6.85
17LATAM Visa6.84
18Citi ThankYou Rewards6.63
19JetBlue Card6.62
20Hilton Honors American Express Surpass Card6.60
21IHG Rewards Premier Credit Card6.59


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